Tesla has rolled out a new limited-time promotion for Cybertruck buyers in the United States – 0% APR financing for 60 months. The catch? You must also purchase the Full Self-Driving (FSD) package, currently priced at US$8,000.
The Deal: 0% APR + FSD Required
According to the terms and details of the promotion, the no-interest financing applies to all three available Cybertruck trims—Long Range (Rear-Wheel Drive), All-Wheel Drive, and Cyberbeast. The offer is also valid for an unusually short period – customers must take delivery by June 30, 2025. However, with abundant Cybertruck inventory, finding one and taking delivery during this timeframe should not an issue.
Unfortunately, this deal is not available in Canada and only offered in the U.S. It is limited to standard 60-month loan terms. A 4% down payment is also required, but if you qualify for the US$,7500 tax credit, this amount can be applied to the down payment.
Why It Matters
At first glance, spending an extra US$8,000 to purchase FSD only to access 0% APR might seem counterintuitive. However, Tesla’s currently posted financing rate sits at 5.54%, which means customers opting not to purchase FSD will end up paying more in interest over the course of the required five-year loan.
Here’s a simplified comparison for a $100,000 Cyberbeast purchase:
| Option | Financing Rate | FSD Included | Estimated Total Cost Over 5 Years (excl. taxes) |
|---|---|---|---|
| With FSD | 0% | Yes (+$8,000) | $108,000 |
| Without FSD | 5.54% | No | ~$111,600 |
In this scenario, customers actually save by opting into the FSD bundle—while also benefiting from the 0% APR deal.
The offer is likely designed to boost both Cybertruck deliveries, which have been slowing as of late. By bundling financing incentives with software, Tesla is once again leaning into its direct-to-consumer model and software-first strategy.
With the June 30 delivery deadline looming, interested buyers have only a few weeks to take advantage of the offer. Whether the added value of 0% APR offsets the cost of FSD will ultimately depend on each buyer’s financial strategy—but for many, this deal could make Tesla’s futuristic truck a little more financially accessible.
