Tesla Launches 0% Financing on Model Y Standard as Part of New U.S. Incentives for December

Tesla has launched a range of new incentives across its lineup in the United States. The fresh offer package makes it easier — and cheaper — for customers to get behind the wheel before the end of the year, especially those eyeing the newly introduced Model Y Standard.

The biggest offer is 0% financing for up to 72 months on new Model Y Standard orders. That massive drop comes just weeks after Tesla first introduced promotional financing for the entry-level SUV at 3.99%, and marks a major improvement from earlier offers as high as 5.14%.

Meanwhile, the rest of the lineup hasn’t been left out. Model Y Premium, Model 3 Premium, and Model 3 Performance buyers can now secure 2.99% financing, helping cut thousands off long-term costs. Tesla is also adding one free upgrade on select Model Y and Model 3 inventory vehicles such as paint or wheels.

Better Leasing Terms

For those who prefer leasing, there are some good offers here as well, although perhaps not for the Model S/X…:

  • Model Y now starts at $449/month with $0 down, a major shift from the previous requirement of $3,000 down.
  • Model 3 is available from $299/month with $1,500 down, or $342/month with nothing down.
  • Model X leases begin at $1,699/month with $7,500 down, or $1,928/month with $0 down.
  • Model S starts at $1,549/month with $7,500 down, or $1,771/month with $0 down.

Inventory Perks and Timing

With Tesla’s usual end-of-year sales push underway, these incentives are expected to drive demand, particularly for inventory units that can be delivered quickly to qualify for the promos. The free upgrade offer — such as added wheels or interior features — could further motivate value-focused buyers to move fast before the limited-time deal runs out.

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