Tesla has withdrawn its application to launch Tesla Insurance in Georgia. While it is unclear at this time if Tesla will reapply, it would be the first known instance of the company pulling back from an attempted expansion into a new state.
According to records in the NAIC’s SERFF (System for Electronic Rate and Form Filing) database, Tesla Property & Casualty, Inc. withdrew two filings related to personal auto insurance in Georgia. One filing covered rates and rules for private passenger auto insurance, while the other related to insurance forms.
Both are now listed with a status of “Closed – Withdrawn.” (via @MatthewCertain)
This withdrawal comes more than three and a half years after Tesla first applied to expand their in-house insurance product to Georgia.
Tesla’s Original Plans for Georgia
In July 2022, Tesla submitted filings indicating Georgia would be among the next states to receive Tesla Insurance. At the time, the company was rapidly expanding its in-house insurance product and had set an ambitious goal of making Tesla Insurance available to 80% of U.S. Tesla owners.
The Georgia filing outlined plans to launch Tesla’s real-time insurance model, which uses in-vehicle data—such as hard braking events and forward collision warnings—to generate a Safety Score. That score would then directly influence a driver’s monthly premium.
Tesla described the product as being distributed entirely through its own digital InsurTech platform, with automated underwriting, pricing, and claims handling. The proposed effective date for Georgia was November 15, 2022, suggesting Tesla expected a relatively quick approval process at the time.
Why the Withdrawal Matters
Until now, Tesla Insurance’s expansion strategy has largely been one-directional: file, wait, and eventually launch—sometimes after delays, but never with a full withdrawal. Tesla Insurance has since launched in multiple states, including most recently in Florida, which also took more than three years to finally come to market.
Georgia’s withdrawal stands out because it suggests Tesla encountered obstacles significant enough to pause or abandon the effort entirely, at least for now.
What This Means for Georgia Owners
For Tesla owners in Georgia, this likely means Tesla Insurance is off the table in the near term, despite earlier expectations. There is no indication yet that Tesla has submitted revised filings or plans to re-enter the approval process.
Importantly, a withdrawal does not permanently close the door. Tesla could choose to refile in the future with modified rates, forms, or program structure better aligned with Georgia’s regulatory environment.
