Tesla has rolled out Safety Score version 2.2 in the United States, introducing a new metric — “Excessive Speeding,” aimed at encouraging safer driving habits. This update adds a new layer of accountability for drivers using Tesla’s Safety Score tool, which influences monthly premiums through Tesla Insurance (except in California).
According to an update to Tesla’s Safety Score support page, the new Excessive Speeding metric is defined as the proportion of time a vehicle is driven at speeds exceeding 85 mph (137km/h), or more than 20% faster than the car directly ahead, provided that vehicle is traveling over 25 mph (40km/h) and within 100 meters.
This value is expressed as a percentage of total driving time and is capped at 10% in the Safety Score Beta formula. Notably, any speeding that occurs while using Autopilot/FSD is excluded from the calculation.
Tesla’s Safety Score, originally introduced in 2021, evaluates driver behavior using real-time telemetry and includes metrics for:
- Hard Braking
- Aggressive Turning
- Unsafe Following
- Late-Night Driving
- Forced Autopilot Disengagements
- Unbuckled Driving
The system has undergone several revisions, most recently in March 2024 with version 2.0, which added both Unbuckled Driving and an updated Late-Night Driving calculation. At the time, many drivers voiced frustration over penalties for driving during common nighttime hours, particularly those with work or travel obligations outside the typical 9-to-5.
The latter was revised in version 2.1, where Tesla shifted the definition of “Late-Night Driving” from starting at 10 p.m. to 11 p.m., a move aimed at easing the impact on drivers who found the earlier threshold too restrictive.
The Safety Score system continues to only be available to Tesla owners signed up with Tesla Insurance in the U.S. It was briefly available to Canadians when it was a prerequisite to gaining access to FSD when it first launched north of the border. Elon Musk has said he would make the system available to all owners for informational purposes, but it has yet to roll out to everyone.
